Car accidents are not always caused by just one person. Comparative fault laws understand this and will reduce the amount of money the victim can obtain after an accident if it is discovered they were at least partially at fault for the accident. If they were more than 51% at fault, they will not be able to receive any compensation for the accident. Those who are in an accident and who are denied compensation based on comparative fault will want to ensure they hire a lawyer for help.
Insurance companies are a business and, as such, they try to make more money than they spend. For consumers, this means they will try to spend the smallest amount possible when their client has caused an accident they need to pay out for. One of the ways they do this is to use the comparative fault rule, also known as the 51% rule. They will claim the victim of the accident did something to help cause the accident, which will allow them to lower the amount of compensation they need to pay. If they can claim the victim was more than 51% responsible for the accident, they do not need to pay out any settlement.
There are situations where this rule is used and it doesn’t apply. The insurance company might claim comparative fault to avoid payout on a claim, even when there is no evidence that the victim was partially at fault for the accident. This is why hiring a lawyer is crucial. The victim will want someone familiar with the comparative fault rule to negotiate with the insurance company to obtain a higher settlement or to take them to court. Taking them to court will force the insurance company to prove the victim was partially at fault and gives the lawyer the chance to dispute the evidence so their client can obtain the settlement they deserve.
If you’ve been injured in a car accident and the insurance company is claiming comparative fault to avoid paying you a settlement, contact a lawyer today. Hire a qualified lawyer to get the help you need to prove you were not at fault in the accident and to obtain the compensation you need.